HCJB Global Becomes Reach Beyond a New Name and a New Call to Christians Worldwide

HCJB Global announced Monday (Jan. 27, 2014) that the 82-year-old ministry, founded in Quito, Ecuador, is changing its name to Reach Beyond. The new name and the release of the Reach Beyond Mission Manifesto are intended to encourage and challenge Christians worldwide to reach beyond their comfort zones and perceived limitations to share the love of Jesus in places where the gospel has seldom, if ever, been heard.

The mission is defined by the tagline, “The Voice and Hands of Jesus. Together.” Through its “voice” ministries, the mission works with partners to use radio and modern media to make the gospel accessible in places where it typically isn’t available.

The “hands” ministries of the mission provide much-needed healthcare service in places where even common medical help isn’t readily available. Reach Beyond “hands” ministries takes many forms, including mobile community healthcare clinics, counseling centers in war-torn areas, clean water projects and general hygiene training, all with an emphasis on demonstrating the love of Jesus to recipients of the care.

Reach Beyond also values partnership with local Christians, churches and ministry partners as its core way of operating, signified by the word “together” in its tagline.

“For more than 80 years our missionaries and partners have boldly been going to places where people have never had the opportunity to experience the love of God,” said Wayne Pederson, president and CEO of Reach Beyond. “But now is the time to accelerate and multiply those efforts. Through the use of modern media and healthcare, we work arm in arm with partners to show people that a relationship with Jesus Christ can change their lives forever.”

The “Reach Beyond Manifesto” challenges believers to reach beyond borders and their own comfort level in an effort to accomplish the “great commission.” It serves as a declaration for how the renamed Reach Beyond wants to invest its time and efforts in making Christ known to the ends of the earth. It’s also a call – and a challenge – for other Christians to recommit themselves to the same effort.

“With all the technology, knowledge and experience available to us today, there is no reason why we can’t make Christ known to everyone on the planet,” said Pederson. “We hope the ‘Reach Beyond Manifesto’ causes all like-minded Christians to renew their commitment to demonstrate God’s love as His ‘voice’ and ‘hands.’”

Founded in 1931 as World Radio Missionary Fellowship Inc., Reach Beyond has focused on making disciples of Christ around the world. With ministries in more than 100 countries, Reach Beyond equips partners to air Christian content in more than 120 languages and dialects. The name change also reflects the ministry’s ongoing international focus and commitment to reach areas where less than 2 percent of the population is Christian.

“Adaptability has always been a strength of the mission,” said Curt Cole, executive vice president of international ministries. “When the best model was to own a large hospital or broadcast over shortwave radio, the mission leveraged those strengths. Today, technology and the world are changing, and we are adapting. That’s why we place such a high premium on partnerships with local Christians. They know their own culture and needs far better than we do. If the need is for a small, community healthcare clinic or a local FM radio station, we’re committed to equipping the people with all the resources they need to reach their own people in their own culture.”

HCJB Global’s “Beyond the Call” radio program, on more than 1,000 stations around the U.S., will now be called “Reach Beyond.”

“The new name is much more than a brand change,” Pederson said. “Reach Beyond is a reflection of our ministry DNA. It’s about doing whatever is necessary to reach those who have never heard the name of Jesus. In essence, it’s a call to Christians to reach beyond their comfort zones and challenges them to actively participate in making Christ known among the nations.”

To read and sign the “Manifesto,” visit www.reachbeyond.org.

The organization hopes the “Reach Beyond Manifesto” will serve as a call to action for Christians to focus their attention and efforts on those areas of the world where Christ has yet to be proclaimed.

“We hear it every generation, but perhaps it’s more true now than ever,” Pederson said. “We are at a pivotal time in our history. We have the means and ability to spread the message of Jesus to everyone who is alive today. We can accomplish this by renewing our commitment and reorganizing our priorities. Reach Beyond wants to be on the forefront of this new gospel era and encourage others to join us in making Christ known in every country, city, village and community around the globe.”

Navigating Auto Loan Approval with Subprime Credit

Understanding the Challenges of Subprime Auto Financing
For many Americans, purchasing a vehicle is a significant milestone. However, those with less-than-ideal credit scores may find themselves facing high rejection rates and steep interest rates, which can be disheartening. Subprime lenders cater to individuals with credit challenges, offering more flexible lending criteria than traditional banks or credit unions. While it’s true that subprime lenders may approve loans for credit scores around 500, approval is not guaranteed. Applicants must navigate common pitfalls to secure financing.

Common Red Flags for Subprime Lenders
Income Verification
Subprime lenders typically require a minimum gross monthly income of $2,000 before taxes and deductions. Applicants often mistakenly report their net income, which can lead to loan rejection. To avoid this, always report your gross income. If your income is low, consider including earnings from multiple part-time jobs or having a co-applicant to strengthen your application.

Payment History
A history of late payments can deter lenders. If your late payments were due to extenuating circumstances, lenders might be more lenient. To improve your chances, correct any errors on your credit report, pay off existing debts, and consider making a substantial down payment. Demonstrating a commitment to automatic payments can also reassure lenders.

Employment Stability
Lenders favor applicants with at least two years of stable employment history. Frequent job changes can signal instability, potentially leading to loan rejection. If you’ve changed jobs within the same industry, this is less concerning. Obtaining recommendations from past and current employers or applying with a cosigner can mitigate this issue.

Partnering with Reputable Subprime Lenders
Despite credit challenges, you don’t have to settle for exorbitant interest rates. Address potential red flags, bolster your loan application, and approach reputable subprime lenders. Thoroughly review loan terms and commit only when you’re fully informed. Remember, your credit history is in the past—don’t let a hasty car-buying decision affect your future.

Tips for a Stronger Loan Application
Report Gross Income: Ensure you report your total income before any deductions.
Clear Credit Report Errors: Regularly check your credit report and dispute any inaccuracies.
Make a Down Payment: A larger down payment can significantly improve your loan terms.
Stable Job History: Maintain consistent employment, ideally within the same industry.
Consider a Co-Applicant: A reliable co-applicant can enhance your loan application.
The Bottom Line
Bad credit doesn’t have to define your car-buying experience. With the right approach and preparation, securing an auto loan from a subprime lender can be within reach. Take the time to understand your financial situation, address any red flags, and work with lenders who are willing to accommodate your circumstances. Your journey to car ownership is still possible, even with a subprime credit score.

Married And Self-Pleasuring – How Open Should A Man Be?

A guy usually starts self-pleasuring when he is a teenager and continues throughout his life. That naturally means that married men continue self-pleasuring, even when they are the recipients of regular sensual activity with their partners. Frequent releases, including from self-stimulation, help to ensure male organ health, so this is perhaps to be expected. Yet many men feel shame about self-pleasuring while married, and this raises the question: How open should a husband be about stroking himself?

How many self-gratify?
No one can say for sure how often married men self-pleasure. One online survey found that 87% of its male married respondents said they had self-stimulated in the last three months before taking the survey. (Of the men surveyed, 9% self-gratified daily or more; 30% reported self-pleasuring between one to three times during the three month period.) Another survey found that 85% of men who were married or living with another person self-stimulated.

Assuming that these statistics are somewhat accurate, it’s clear that most married men do not stop engaging in solo sensual activity once they are married. Do their wives know this? According to the first survey referenced above, only 15% of wives knew how often their husbands took sensual matters into their own hands.

Open or not?
Should a man be open with his spouse about his organ stroking habits? There is no universal answer. A great deal depends on several factors:

• How comfortable does the man feel about his self-pleasuring? Many men have associations of guilt and shame connected to manhood fondling. They don’t like to admit that they play with themselves to even their closest friends – even if said friends have no problem referencing their own self-fondling activities. In such cases, a man must feel very positive that the information will be received by his wife in an appropriate manner. Which leads to:

• How receptive does he think his wife would be? Some women do not really want to know how often manhood beating goes on when they’re not around. They may assume that their husbands are above what they may consider base desires or they may assume that the men self-pleasure because most men do – and some women are fine with that. Hopefully, a man and woman in a relationship know enough about each other to be able to predict the partner’s level of interest in this subject.

• Does he want to share this information? Many men may not want to make public the details of their solo sensual life – not because they are ashamed or feel guilty, but because it is something that he does by, to and for himself, and he feels his privacy should be respected.

• Is the activity related to a problem? Sometimes a man may self-gratify as a way of escaping or avoiding something. He may self-stroke because he feels angry at his wife but cannot express this. Or he may feel coldly toward his wife and decide he would rather pleasure himself than engage in sensual intimacy with her. If this kind of activity is consistent, the solo activity may be a sign of a larger problem. Talking about why he is self-pleasuring in these instances may be a way to address these issues.

It should be noted that openness about self-stimulation varies considerably. Some men stimulate their tools furtively and in secret; others may think nothing of fondling themselves while they watch TV with their wives. Finding the appropriate degree of openness depends upon the people involved in the relationship.

Of course, self-pleasuring sometimes leads a man – married or otherwise – to male member soreness from over-enthusiastic engagement. Using a top-drawer male organ health crème (health professionals recommend Man1 Man Oil) with the natural moisturizing power of Shea butter and vitamin E can help alleviate such soreness. If loss of sensation due to rough handling is an issue, a crème that also includes neuroprotective acetyl L-carnitine can help; this ingredient’s ability to counter peripheral nerve damage makes it invaluable in restoring lost sensitivity.

Visit http://www.menshealthfirst.com for additional information on most common manhood health issues, tips on improving male organ sensitivity and what to do to maintain a healthy member. John Dugan is a professional writer who specializes in men’s health issues and is an ongoing contributing writer to numerous websites.